Car Title Loans in Lake Havasu CityCar title Loan FAQWhat is an auto title loan?It is a personal loan based on the value of your car. With us, you get to keep the car to drive while you pay off the loan as we hold on to your title. What is the first step?Simply click the Apply Now link and fill in some basic information about you and your vehicle. Almost immediately you will be told how much money you qualify for. Then with this information you can make the decision whether or not you want to take advantage of our auto title loan. How much can I borrow?A typical loan can be anywhere from $750 and above. There is no ceiling. It is all based on the wholesale value of your car. What do I have to provide for an auto title?
Does my car need to be paid off?No. Not only does it not need to be paid off, but we can handle your vehicle payments and combine that to put some more money in your pocket. Is there a minimum required for the value of my car?Yes. Your car must be valued at no less than $1,500. What happens to my car during the loan?You keep it! We just use the title to confirm the loan, while you drive you car for the entire duration of the loan. Auto pawns are companies that will give you a loan based on the value of your car, but they hold on to your car. What sets us apart is we can offer you nearly the same terms and loan amount, but let you drive away with the money instead of walk. Do I need to have good credit?No. We determine your loan based on your car, not you. Everyone has fallen on tough times as of late, and there is no reason to kick people while they are down. Do I need to currently be employed?It is not required that you have a job, but you must be able to make the payments on the loan. Can I be on disability or retirement?Absolutely. Is there a penalty for pre-payment?No. You may decide to pay it off immediately or choose to take advantage of the long term loan |
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